With money being tight this year, when your boat insurance bill comes… you think, ya know what, that sucker is tucked away and not going anyplace. I will cancel my boat insurance and just start up when I decide to use it. Aren’t I clever? Before you do such a brilliant thing, here is a sobering thought. According to Hagerty Marine Insurance, last year 40% of claims happened in the OFF season… 40%. Think about it, large storage buildings that have issues, “climate” controlled buildings loosing power and thus a dramatic climate change. Not to mention all the times the boats that are left in a boat house with the bilge as a back up.. The power goes out….and ya come to go boating and ..Where’s the boat? 9 out of 10 sinking’s happen AT THE DOCK! Claims for unused boats year round far out number ones in use…..So it’s just not the winter storage… How bout when the boat is being worked on… Why am I insuring a stack of sticks? What if the shop its in is robbed, or a fire from a dirty rag… When you really sit down and think about it, your classic boat is at risk just sitting still…. Just like it’s stunning sitting still. Don’t be penny wise and pound foolish. Insure it all year long! Here are some shots of what snow can do… It was a cold winter day in November … The setting.. Lake of the Ozarks…
So, You Want To Save Money On Insurance Because You Are Not Using Your Boat? Think Again!
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